Safety of Assets

Safety of Assets

safe haven for pension assets

State of the art Technology

State of the art Technology

integrated systems to drive seamless processing

Straight through Processing

Straight through Processing

… efficient end to end solution

Retiree Satisfaction

Retiree Satisfaction

benefits paid as and when due


UBA Pensions Custodian Limited (UBA Pensions) Was Incorporated In September 2005 In Line With The Pension Reform Act 2004 (As Amended), And Is Wholly-Owned Subsidiary Of UBA Plc.

We Are Located In An Access-Controlled And Serene Environment With High Safety And Security StandardsThe Quest To Be The Leading Pension Funds Custodian In Nigeria Drives UBA Pensions To Develop High Quality Client Services, Along With Best-In-Class Technology As Key Competitive Advantages. The Company Has Set Itself From An Innovative Perspective In The Custody Business As A Differentiator Amongst Its Peers.

UBA Pensions Is In Compliance To Pensions Commission (PenCom) Corporate Governance Code


The Electronic Pension Contributions Collection System (EPCCOS) is a web-based e-Payment Collections platform, developed by NIBSS in partnership with Pension Operators (PenOp) Association of Nigeria. The portal was designed to facilitate the remittance of employees’ Pension Contribution to their various Pension Fund Administrators in an organized and timely manner. Hitherto, these remittances were done manually with schedules distributed to the various PFAs and payments separately to the PFCs often with reconciliation issues. EPCCOS manages this entire process end-to-end with prompt notification to all parties namely the employers, the PFA and the PFC. EPCOSS has greatly assisted employers comply with the Pension Reform Act guideline stipulating that employers must remit employees’ Pension Contributions within 7 days of staff salary payments. Login to EPCCOS

PenCom constantly update it's employer code list to reflect newly added employers by the day. To check list of PenCom updated employer codes, click here

Why Choose Us

State of the Art Technology

We have deployed CustodyPlus, the latest version of Custody2000 which captures and processes all transactions in one pass from the point of collection to final settlement without manual intervention thereby eliminating paper work and allowing transactions to be dealt with more efficiently.

Efficient collection/Settlement Process

Seamless and efficient collection of pension contributions and schedules through all UBA Plc branches, timely Corporate Actions entitlement collection, prompt trades settlement and swift beneficiary payments on due date.

Relationship Management

At UBA Pensions, we deliver best-in-class custodial services. Our commitment is ensuring that our clients receive quality, efficient and responsive services. We value Our relationships with our clients.

"We work with a number of Pension Fund Administrators across the country – the best in the business with growing number of RSA holders. Our clients are our partners and our priority"



Our Core Values



  • Own The Talk
  • Go The Extra Mile, Solve The Problem
  • Show Initiative
  • Break Barriers
  • Be Innovative


  • Be Responsive And Passionate
  • Surpass Customer's Expectation Always
  • Maintain Quality Standards
  • Be Meticulous - Make It Simple Always
  • Be Professional - Integrity, Friendly And Genuine


  • Get It Done
  • Get It Done Now
  • Get It Done Very Well...Alway Have The End In Mind